/* Bharatiya Mahila Bank - institutional: deep maroon + gold + cream */
:root {
  --maroon: #6d1a2f;
  --maroon-dark: #4f1222;
  --gold: #c8a14b;
  --cream: #faf7f0;
  --cream-soft: #f2ece0;
  --ink: #2a2220;
  --muted: #7a6f66;
  --line: #e0d6c4;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: "Lora", Georgia, serif; background: var(--cream); color: var(--ink); line-height: 1.7; -webkit-font-smoothing: antialiased; }
h1, h2, h3 { font-family: "Lora", Georgia, serif; font-weight: 600; }
a { color: var(--maroon); text-decoration: none; }
a:hover { color: var(--gold); }
img { max-width: 100%; display: block; }
.wrap { max-width: 980px; margin: 0 auto; padding: 0 26px; }

/* Header */
.hdr { background: var(--maroon); color: var(--cream); }
.hdr .wrap { display: flex; align-items: center; justify-content: space-between; padding: 20px 26px; flex-wrap: wrap; gap: 12px; }
.hdr .wordmark { font-size: 1.35rem; font-weight: 600; }
.hdr .wordmark span { color: var(--gold); }
.hdr nav { display: flex; gap: 24px; }
.hdr nav a { color: #e6d9d2; font-weight: 600; font-size: .95rem; }
.hdr nav a:hover { color: #fff; }

/* Hero */
.hero { background: var(--maroon-dark); color: var(--cream); padding: 66px 0; text-align: center; }
.hero .kicker { color: var(--gold); text-transform: uppercase; letter-spacing: 3px; font-size: .8rem; margin-bottom: 14px; }
.hero h1 { font-size: clamp(2.4rem, 6vw, 3.8rem); }
.hero .lead { color: #e6d9d2; font-size: 1.2rem; margin-top: 16px; max-width: 640px; margin-left: auto; margin-right: auto; }
.hero .cta { margin-top: 26px; }
.btn { display: inline-block; padding: 13px 28px; border-radius: 4px; font-weight: 600; }
.btn.solid { background: var(--gold); color: var(--maroon-dark); }
.btn.solid:hover { background: #d5b25f; color: var(--maroon-dark); }

/* Sections */
.section { padding: 54px 0; }
.section.alt { background: var(--cream-soft); }
.section h2 { font-size: 1.8rem; color: var(--maroon); margin-bottom: 12px; }
.section .sub { color: var(--muted); max-width: 640px; }

/* Timeline */
.timeline { margin-top: 26px; border-left: 3px solid var(--gold); }
.tl { display: grid; grid-template-columns: 110px 1fr; gap: 20px; padding: 18px 0 18px 24px; position: relative; }
.tl::before { content: ""; position: absolute; left: -9px; top: 24px; width: 14px; height: 14px; background: var(--gold); border-radius: 50%; }
.tl .yr { font-weight: 700; color: var(--maroon); }
.tl h3 { font-size: 1.1rem; color: var(--maroon); margin-bottom: 4px; }
.tl p { color: var(--muted); font-size: .95rem; }

/* Split */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: start; }
@media (max-width: 800px) { .split { grid-template-columns: 1fr; } }
.split p { color: var(--muted); margin-bottom: 12px; }
.check-list { list-style: none; }
.check-list li { padding: 6px 0 6px 28px; position: relative; color: var(--ink); }
.check-list li::before { content: "\2713"; position: absolute; left: 0; color: var(--maroon); font-weight: 600; }

.footer { background: var(--maroon-dark); color: #e6d9d2; padding: 30px 0; text-align: center; font-size: .9rem; }

/* Notice */
.notice { background: #fbf3e6; border: 1px solid #e7d5a8; color: #6b5330; border-radius: 6px; padding: 14px 16px; font-size: .92rem; }